DBS Bank Ltd www.dbs.com

DBS is one of the largest financial services groups in Asia with operations in 16 markets. DBS' "AA-" and "Aa1" credit ratings are among the highest in the Asia-Pacific region. As a bank that specialises in Asia, DBS leverages its deep understanding of the region, local culture and insights to serve and build lasting relationships with its clients. DBS provides the full range of services in corporate, SME, consumer and wholesale banking activities across Asia and the Middle East. The bank is committed to expand its pan-Asia franchise by leveraging its growing presence in mainland China, Hong Kong and Taiwan to intermediate the increasing trade and investment flows between these markets. Likewise, DBS is focused on extending its end-to-end services to facilitate capital within fast-growing countries in Indonesia and India. DBS’ full range of products and services is fully automated and supported by its Technology and Operations (T&O) Group, which designs, develops and maintains computer application systems. The T&O Group also provides innovative IT solutions while harnessing new technologies to meet corporate objectives. In addition, T&O centralises, standardises and regionalises these activities to achieve economies of scale and re-engineer end-to-end processes to achieve world-class standards. DBS acknowledges the passion, commitment and can-do spirit in each of its 15,000 staff, representing over 30 nationalities. For more information, please visit www.dbs.com.